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  • Individual accounts

The individual named is the "owner" and is the only person who has access to the account and control over the same. It does not limit the "owner’s" ability to trade or margin the securities in the account. In the event of death, the securities and cash in the account go to "owner’s" estate.

  • The special case of options accounts

To engage in options trading a customer must sign a separate options agreement that explains the risks and requirements of options trading, and evidences his understanding and acceptance of the Options Clearing Corporation (OCC) guidelines and the regulations of the options exchange.

The Options Clearing Corporation (OCC) guidelines are contained in a document entitled "OCC Options Disclosure Document," which BAC Florida Investments must provide to clients wishing to engage in options trading.

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